diff --git a/clang/lib/CodeGen/TargetInfo.cpp b/clang/lib/CodeGen/TargetInfo.cpp
--- a/clang/lib/CodeGen/TargetInfo.cpp
+++ b/clang/lib/CodeGen/TargetInfo.cpp
@@ -9377,11 +9377,21 @@
     FI.getReturnInfo() = classifyReturnType(RetTy);
 
   // IsRetIndirect is true if classifyArgumentType indicated the value should
-  // be passed indirect or if the type size is greater than 2*xlen. e.g. fp128
-  // is passed direct in LLVM IR, relying on the backend lowering code to
-  // rewrite the argument list and pass indirectly on RV32.
-  bool IsRetIndirect = FI.getReturnInfo().getKind() == ABIArgInfo::Indirect ||
-                       getContext().getTypeSize(RetTy) > (2 * XLen);
+  // be passed indirect, or if the type size is a scalar greater than 2*XLen
+  // and not a complex type with elements <= FLen. e.g. fp128 is passed direct
+  // in LLVM IR, relying on the backend lowering code to rewrite the argument
+  // list and pass indirectly on RV32.
+  bool IsRetIndirect = FI.getReturnInfo().getKind() == ABIArgInfo::Indirect;
+  if (!IsRetIndirect && RetTy->isScalarType() &&
+      getContext().getTypeSize(RetTy) > (2 * XLen)) {
+    if (RetTy->isComplexType() && FLen) {
+      QualType EltTy = RetTy->getAs<ComplexType>()->getElementType();
+      IsRetIndirect = getContext().getTypeSize(EltTy) > FLen;
+    } else {
+      // This is a normal scalar > 2*XLen, such as fp128 on RV32.
+      IsRetIndirect = true;
+    }
+  }
 
   // We must track the number of GPRs used in order to conform to the RISC-V
   // ABI, as integer scalars passed in registers should have signext/zeroext
diff --git a/clang/test/CodeGen/riscv32-ilp32d-abi.c b/clang/test/CodeGen/riscv32-ilp32d-abi.c
--- a/clang/test/CodeGen/riscv32-ilp32d-abi.c
+++ b/clang/test/CodeGen/riscv32-ilp32d-abi.c
@@ -280,3 +280,27 @@
 union double_u f_ret_double_u() {
   return (union double_u){1.0};
 }
+
+// Test that we don't incorrectly think double+int/double+double structs will
+// be returned indirectly and thus have an off-by-one error for the number of
+// GPRs available (this is an edge case when structs > 2*XLEN are still
+// returned in registers). This includes complex doubles, which are treated as
+// double+double structs by the ABI.
+
+// CHECK: define { double, i32 } @f_ret_double_int32_s_double_int32_s_just_sufficient_gprs(i32 %a, i32 %b, i32 %c, i32 %d, i32 %e, i32 %f, i32 %g, double %0, i32 %1)
+struct double_int32_s f_ret_double_int32_s_double_int32_s_just_sufficient_gprs(
+    int a, int b, int c, int d, int e, int f, int g, struct double_int32_s h) {
+  return (struct double_int32_s){1.0, 2};
+}
+
+// CHECK: define { double, double } @f_ret_double_double_s_double_int32_s_just_sufficient_gprs(i32 %a, i32 %b, i32 %c, i32 %d, i32 %e, i32 %f, i32 %g, double %0, i32 %1)
+struct double_double_s f_ret_double_double_s_double_int32_s_just_sufficient_gprs(
+    int a, int b, int c, int d, int e, int f, int g, struct double_int32_s h) {
+  return (struct double_double_s){1.0, 2.0};
+}
+
+// CHECK: define { double, double } @f_ret_doublecomplex_double_int32_s_just_sufficient_gprs(i32 %a, i32 %b, i32 %c, i32 %d, i32 %e, i32 %f, i32 %g, double %0, i32 %1)
+double __complex__ f_ret_doublecomplex_double_int32_s_just_sufficient_gprs(
+    int a, int b, int c, int d, int e, int f, int g, struct double_int32_s h) {
+  return 1.0;
+}